Wedding ring insurance uk.
Cover for accidental damage is standard for home insurance ultimate, optional for home insurance.
As well as saving you the vast cost of replacing a ring, having this cover will be a significant factor in reducing the stress levels felt while.
Putting an insurance policy on your engagement ring may sound unromantic, but nothing's sweeter than peace of mind.
The 5 best engagement ring insurance companies of 2021.
Engagement ring insurance is a contractual means of risk management to protect you from financial repercussions in the event of physical loss, theft, or damage.
If your wedding or engagement ring exceeds this amount, you may have to list it separately on your contents insurance to make sure it’s covered.
Why specialist ring insurance is better than home insurance
Option to protect your jewellery away from the home with personal belongings cover.
The full value probably wouldn’t be covered if you have a valuable item such as an heirloom or an engagement ring.
Accidental damage to wedding outfits before the wedding, making the outfit unwearable.
Traditionally, the person proposing was meant to spend three months’ salary on the sparkler, these days the average engagement ring costs anything from a few hundred pounds to tens of.
What follows are our findings, so you can find the coverage that’s right for you.
Our ring insurance provides protection for rings valued at £1,000 and £20,000, or a collection of rings up to a maximum of £30,000 in total.
You can name specific valuables, such as your engagement ring or wedding ring, on your home insurance policy to give you added peace of mind.
Reduce costs by restricting cover to the uk or western europe.
Here's a breakdown of all the ins and outs of ring insurance.
So it's possible you may have to list your rings on your contents insurance policy to make sure they're covered.
Nws wedding insurance knows exactly what you need, and are able to offer full coverage and bespoke packages at affordable and manageable rates.
The right to repurchase a recovered engagement ring subsequent to any claim.
13 august 2020 why you should consider wedding insurance.